.:HSTuners::::Hondas Wanted:: |
12-23-2005, 09:29 PM
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#1 | |
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Great way to start the holiday weekend....not really....
This wasn't how I was supposed to start the weekend.....
So I'm on my way to work this morning. I work out in the middle of nowhere, so I drive some backroads to get there. I'm listening to some music, coming up on a bend, going the speed limit of course (50MPH). As I exit the bend, some animal (raccoon, possum) comes into the road from the left. I swerved to miss the animal and ended up in a creek. Not a ditch. A creek. Fortunately the water was only about 6" deep so I could get out ok and the car didn't get any water damage. According to the Trooper, the car was 113ft from the road. Luckily, I didn't get cited. Here's a few pics:        There's more pics here. I went to the body shop to grab a couple things out of the car. The insurance adjuster was there and said the damage was at about $5500 so far and he wasn't done. He also said they won't know how much more its damaged until the shop starts tearing it down. The airbag did deploy and it looked like the radiator was bent. And of course all the cosmetic damage. One thing I noticed is that the trunk seemed "bent". All the doors & trunk open ok, but the inside of the trunk looked bent. Any idea on whether or not I would be able to use some aftermarket parts (ie exhaust) for the repairs? Not sure if that's allowed or how that would work. Though I think others have done that. Argh..... This car has some bad karma attached to it I think. :( Maybe I just need to get rid of it....
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12-23-2005, 09:42 PM
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#2 |
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Registered User
Join Date: Sep 2003
Location: Des Moines IA
Age: 39
Posts: 7,908
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man that sucks. im sorry for your loose.
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93 Si H23vtec......soon to be 12lbs 95 Civic EX....automatic DD if you cant dazzle them with your brillance, baffle them with your bullshit. |
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12-23-2005, 09:44 PM
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#3 | ||
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Dunno that its a total yet. I won't know anything til next week. I imagine it'd have to be a good amount of damage to total it.
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12-23-2005, 09:52 PM
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#4 |
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Registered User
Join Date: Sep 2003
Location: Des Moines IA
Age: 39
Posts: 7,908
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half the price of what you paid for it.
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93 Si H23vtec......soon to be 12lbs 95 Civic EX....automatic DD if you cant dazzle them with your brillance, baffle them with your bullshit. |
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12-23-2005, 10:10 PM
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#5 | ||
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Quote:
Here's what seems to the case for most companies: Example: Car Retail Value: $10,000 Damages: $8,000 Rental Reimbrsement: $900 ($30/day) Salvage Value: $2,000 (generally 15-20% of the retail value) To Total: $10,000 - $2000 = $8,000 To Repair: $8000 + $900 = $8,900 This would be a total loss since the cost to repair plus rental reimbursement exceeds 80% value. They come out better by totalling than fixing the car. They can pay you $10,000 and reclaim $2,000 of it making it only $8,000 that they pay. They have to take into account what they can get for the salvaged car, rental costs (if you bought rentail coverage from them) when totalling a car out. This is the "simple" version. The complex version is written like this "cost of repair + projected supplements + projected diminished resale value + projected Rental Reimbursement". Though I haven't worked out what this means yet... lol
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12-23-2005, 10:11 PM
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#6 |
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Yahoo Watashi wa kattaze!
Join Date: May 2002
Location: Meanwhile, up in The D...
Age: 42
Posts: 10,579
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Man, Im really sorry about your ride. You went pretty far! I bet you wish you just ran the damn critter over...
As I was always sold, some insurance companies will just write you a check to fix the car, so you could replace parts w/ aftermarket. Id seriously look for a lot of used parts from other wrecked 6's, save you a bundle. |
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12-23-2005, 10:14 PM
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#7 |
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Registered User
Join Date: Nov 2002
Location: Santa Barbara, California
Age: 39
Posts: 5,446
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at least it was only a mazda
not but really...sorry dude
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12-24-2005, 12:22 AM
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#8 | |
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Registered User
Join Date: Mar 2004
Location: northeastern connecticut
Age: 38
Posts: 1,765
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wow what an asshole  wow, $5500 raccoon or possum, whatever. That would make me get a gun and shoot anything that weighs less than 20 lbs and moves 
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12-24-2005, 12:42 AM
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#9 | |
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Registered User
Join Date: Nov 2002
Location: Santa Barbara, California
Age: 39
Posts: 5,446
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I'm just a son of a bitch huh haha that measns you'll shoot lil dogs too 
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12-24-2005, 02:47 AM
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#10 |
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Repost Wagon
Join Date: Dec 2001
Location: over here
Age: 44
Posts: 17,266
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damn justin that really blows. well the car might have been done for but you are ok.
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12-24-2005, 08:10 AM
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#11 | ||
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Yeah he's got "HP Envy". It's ok.  $5500 and he wasn't done with what he could see. And they still have to tear into it. *sigh* Next time, and I hope there isn't a next time, I'll just have to run it over.
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12-24-2005, 10:30 AM
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#12 | |
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Registered User
Join Date: Dec 2004
Location: Maine
Age: 38
Posts: 2,052
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I never swerve for animals that fit under my car.
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http://mensalmanac.com |
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12-24-2005, 10:55 AM
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#13 | ||
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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This was a fat ass animal! I don't think it woulda made it under. It woulda taken something else out I'm sure.
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12-24-2005, 10:56 AM
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Registered User
Join Date: Dec 2004
Location: Maine
Age: 38
Posts: 2,052
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12-24-2005, 11:06 AM
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R-Tard
Join Date: Oct 2005
Posts: 612
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As said before, just hit the animal if wont come over the hood.
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12-24-2005, 11:06 AM
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Me too. But hey, my first reaction was to try & avoid the animal. As I'm sure most people would've done. I didn't have time to think about what would do more damage.
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12-24-2005, 11:12 AM
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#17 | |
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Registered User
Join Date: Dec 2004
Location: Maine
Age: 38
Posts: 2,052
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True, sorry swerving didn't work out for you.
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12-24-2005, 01:25 PM
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Repost Wagon
Join Date: Dec 2001
Location: over here
Age: 44
Posts: 17,266
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messed up front bumper and bloody engine < totaled car. i am not swerving for anything unless it's a hummer or a big rig
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12-24-2005, 02:45 PM
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Stefan's A Sheep Fucker
Join Date: Sep 2002
Location: N.C.
Age: 50
Posts: 3,748
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S H I T T Y....
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Rob  Quote:
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HondaStyle.com Babysitter's Club Member #7 Anna Fan Club Member #1 |
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12-24-2005, 04:59 PM
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#20 |
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THE GENERAL
Join Date: Aug 2001
Location: Earth (usually)
Age: 43
Posts: 5,698
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Sorry to hear that.. Hope everyting works out in the end.
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HondaStyle.com Babysitter's Club Member #0  Soon to be >Dr Max Immuh< |
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12-24-2005, 05:16 PM
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#21 |
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Registered User
Join Date: Jul 2004
Posts: 548
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My uncle owns a body shop, and most people buy aftermarket parts for their cars so they can keep part of the insurance check.
Sorry about your car dude. |
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12-24-2005, 10:33 PM
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#22 |
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Thought Police
Join Date: Aug 2001
Location: orlando florida
Age: 41
Posts: 9,662
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damn dude that sucks. im waiting for the day somehting runs in front of my car. on a side note i really like that car... been thinking of getting one if i decide to get a car for my next vehical
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Black Vtec Prelude-h22a power'd  Many dreams come true, and some have silver linings. I live for my dreams and a pocket full of gold. |
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12-25-2005, 09:09 AM
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#23 | ||
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Yeah. Now more swerving for me...
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Its a blast to drive. I've been pretty happy with it thus far. Definately one to consider.
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12-25-2005, 11:51 PM
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#24 |
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Registered User
Join Date: Aug 2004
Location: West Coast
Age: 38
Posts: 2,244
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lol. for being in a poopy mood, some of the responses from the guys made me laugh.
Sorry to hear about the coche..right before the holidays too! I like your car though..it's just so..so..cute!
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you say it best when you say nothing at all 
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12-26-2005, 10:31 AM
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#25 | ||
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Cute?? Damn it I don't want a 'cute' car!
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12-26-2005, 05:06 PM
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#26 |
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4th Gear
Join Date: Oct 2002
Location: Nashville
Age: 39
Posts: 853
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I LOVE hitting animals that run out in front of me. It makes me feel like a bigger person.
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Doody Ej1 Yse. |
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12-26-2005, 08:32 PM
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#27 | |
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Registered User
Join Date: Aug 2004
Location: West Coast
Age: 38
Posts: 2,244
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, I totally meant cool! (It really is cute though, it's just so..so bubbley!)
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you say it best when you say nothing at all
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12-26-2005, 08:34 PM
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#28 |
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Repost Wagon
Join Date: Dec 2001
Location: over here
Age: 44
Posts: 17,266
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justin drives a chick car justin drives a chick car justin drives a chick car justin drives a chick car justin drives a chick car justin drives a chick car justin drives a chick car justin drives a chick car justin drives a chick car justin drives a chick car justin drives a chick car
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12-27-2005, 07:50 AM
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#29 | |||
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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That doesn't help. Bubbley isn't any better! Quote:
SILENCE! I will not tolerate taunting from 'imports'.....
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12-27-2005, 10:22 AM
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#30 | |
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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So the adjuster just called me. The preliminary estimate is $6965.48 .
This is before the body shop tears the vehicle down to look for more broke stuff. Once this thing is fixed, its getting sold.... or parked on the west side. Too much bad karma.
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12-29-2005, 12:22 AM
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#31 |
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Project Combat Honda
Join Date: Sep 2001
Location: Highland,OH
Age: 46
Posts: 7,985
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You aren't selling it... The Honda gods are pissed at you for turning your back on them. I told you, you should have just bought a cheap Civic. Atleast if you wreck it, you have a better chance of totalling it and getting a different car. I know how much you hate to keep the same car for more then 3 months.
On a side note... I drove by you landing site.... DAMN! You got lucky!!! That looked like it would have been quite the ride! Thats a lot bigger hill then the pictures make it look. 
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Racing Rice |
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12-29-2005, 08:06 AM
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#32 | ||
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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We'll see about that. And yes, I think the Honda gods hate me for selling my Civic. Shoulda gone with a cheap car.Yeah it was a hell of a ride. Worst rollercoaster I've ever been on. They really need to work on the stop....
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12-30-2005, 11:40 AM
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#33 | |
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Well as of yesterday the total stands closer to $10,000. According to the body shop, the tech isn't done tearing it down yet. $10k is their bet "guess" right now.
...and it will be at least 5 weeks before I could see the car again.
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12-30-2005, 06:55 PM
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#34 |
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Project Combat Honda
Join Date: Sep 2001
Location: Highland,OH
Age: 46
Posts: 7,985
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Wow man, how much until they total it?
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Racing Rice |
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12-30-2005, 08:56 PM
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#35 | ||
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Well let's use the Progressive Total Loss formula. Actual Cash Value: $22,000 Repair Cost: $10,000 Salvage Value: $4400 * Repair Cost + Salvage Value: $14,400 So $7,600 more I guess. I think they take into account rental costs too. That would add another $900 to that.
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12-30-2005, 09:04 PM
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#36 |
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Project Combat Honda
Join Date: Sep 2001
Location: Highland,OH
Age: 46
Posts: 7,985
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By those numbers it doesn't look like they will... You never know though.
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Racing Rice |
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01-11-2006, 11:32 AM
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#37 | |
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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The total is now $9766 and some change.
The adjuster started to rattle off somethings that were messed up under the hood. A/C, radiator, frame was bent.... Frame was bent? Unfortuantely my cell phone was cutting in & out so I didn't have a chance to ask him about the severity. Is that something that can be corrected easily? Something that can be corrected back to "pre-accident" condition? That part worries me.
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01-11-2006, 11:45 AM
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#38 |
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Registered User
Join Date: Apr 2002
Location: Winnipeg, MB
Age: 41
Posts: 3,821
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that thing woulda been written off so fast here....i would WANT them too...but that sucks man...i woulda hit that raccoon..put it in reverse and smoked it again..just to make sure LOL :P i wish my insurance company would write my car off..but they just keep fixing it...(whenever something happens lol)
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01-11-2006, 05:49 PM
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#39 | |
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Zoom-Zoom
Join Date: Sep 2001
Location: Ohio
Posts: 3,924
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Can't total it when the cost of repairs is less than the car.
At this point I'd rather them total it out. That's a lot of damage.
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01-11-2006, 06:24 PM
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#40 | |
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Best...mod...ever
Join Date: Sep 2001
Location: At the end of the longest line
Age: 43
Posts: 7,451
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In my experience, no. It's pretty expensive to do in the first place since the fixtures used to do it cost serious $$$ (we've got an old one at school that cost about $60K...and it's not even top of the line). Plus once metal is bent, even if it's bent back into it's original position, it's still more easily bent than when it was originally cast. Also, if the shop that does it is off by even a few millimeters you can get some real problems. That's not too common these days what with the laser systems they use, but that shit just adds more to the cost. I hate frame damage.
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1984 1/2 Mustang GT350 #842, Faster than you...nuff said Anna Fan Club President/Dictator Someday, in the event that mankind actually figures out what it is that this world actually revoles around, thousands of people are going to be shocked and perplexed that it was not them. Sometimes this includes me. "If you want a vision of the future, imagine a boot stamping on a human face - forever." - George Orwell Welcome to the new Amerika |
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