Thinking about selling the 05 Civic SI

[silver]

if you can sell it privately you may stand a chance to get what you owe on it. just consider the down payment i assume you made to be your loss. you need to have at least a minimum deductible for most insurance companies, normally in the $500 range for comp/collision. so you're still paying more for the car no matter as long as you keep it. you should have thought about this before you purchased it. don't forget the maintenance though on a 13 yr old car. yes its a honda so its pretty much a diy for anything but you're still paying out of pocket as opposed to a warrantied 05 vehicle. with all the work you'll put into that accord to be driving a vehicle with a jdm motor that you have no idea of its history, you'll be spending prob in the 5-8 grand range over the course of the next year to have a car that is still not warrantied, has no value, and could break at any time. i say tough it out and make sacrifices in other areas. and get some better insurance.