Insuring modifications

Originally posted by highlander
talk to your insurance agent... I would imagine however your insurance would go up relative to what the mod was... insuring rims or a stereo shouldnt be much, but if you tell him you have a turbo/sc/nitrous your rates might jump very high because with such performance additions to your car, you are at higher risk of going fast and wrecking, killing yourself and/or others...

Yeah, I figured performance mods would up the insurance for more than just their value. But major speed mods are pretty far in the future, so I'm not really worried about that yet.

EDIT: For anyone interested, I called my insurance company. That type of insurance is called Stated Value insurance. And they said that not only would it be obcenely expensive for someone my age, but that I would have to have a my car liscensed as a show car. And that would be expensive in and of itself.