.:HSTuners::

*ChrisCantSkate* · 09-21-2006, 02:40 PM

my credit card. thank god i hated citibank for a very long time. now im never getting another one. they ended up with an extra $375 of mine but now i never have to talk to them again.

Grip72 · 09-21-2006, 03:05 PM

how the hell did you let that happen?!

*ChrisCantSkate* · 09-21-2006, 03:06 PM

interest... beleive me im not holding it against them. when i got that card i was not in a position to be handed $1500 of credit and turned loose. paid off now though so i breath better

Robert · 09-21-2006, 04:23 PM

I love credit cards, though I never carry a balance; or cash for that matter.

I track all of my purchases, and rewarded for buying on a credit card and have alot more buy protection then if I used cash.

HondaImpaler · 09-21-2006, 08:47 PM

Most of my profit sharing each year goes to the damned credit card. Paid over 3000$ this year again. shit

Grip72 · 09-22-2006, 01:32 AM

that's bad.. i'm soo good with my credit card and i have a $3500 limit haa

Violent Apathy · 09-22-2006, 06:27 AM

Oh shit, that reminds me...

ebpda9 · 09-22-2006, 07:30 AM

i know what you mean. mine are almost maxed out for some reason

*ChrisCantSkate* · 09-22-2006, 07:52 AM

Quote:

Originally Posted by Robert

I love credit cards, though I never carry a balance; or cash for that matter.

I track all of my purchases, and rewarded for buying on a credit card and have alot more buy protection then if I used cash.

i was able to do that for the first 2 or 3 months, then i realized i didnt make as much as i wanted to spend, so i'd only pay minimiums, then the spiral started. im not never going to get a credit card, but im gonna have a real job before i do get another one.

Grip72 · 09-22-2006, 10:48 AM

i use my credit card strictly for big purchases or purchases that i already have enough cash for

if i have $500 in my bank account..i'll put $300 on my credit card worth of purchaes and then just pay off half...then pay some at the minimum...then anothe rbig chunk to finish paying it off

*KwikR6* · 09-22-2006, 06:04 PM

I hate using my fucking credit card. i only use it for certian purchases.

Robert · 09-22-2006, 09:52 PM

credit cards are great tool. Interest free money for 30 days. If you can learn to master your spend it will open many doors for you.

I will ern $1000 this year alone in cash backs from my major use credit card. Playing them smart really pays off.

*ChrisCantSkate* · 09-22-2006, 11:45 PM

yes very true, i made the mistake of getting one while making about $150 a week and not adjusting my budjet properly as i wanted to spend my cash still, and have the CC. i just made the mistake of thinking i could juggle the payments while inceasing my spending without increasing my earnings... lesson learned. a very good one and it was alot cheaper than the same lesson people get with car payments, higher limit CCs and whatnot. if anything i know better how to manage money, debt, and credit

09-21-2006, 02:40 PM	#1
ChrisCantSkate Thought Police Join Date: Aug 2001 Location: orlando florida Age: 40 Posts: 9,662	paid off... my credit card. thank god i hated citibank for a very long time. now im never getting another one. they ended up with an extra $375 of mine but now i never have to talk to them again. __________________ Black Vtec Prelude-h22a power'd Many dreams come true, and some have silver linings. I live for my dreams and a pocket full of gold.

09-21-2006, 03:06 PM	#3
ChrisCantSkate Thought Police Join Date: Aug 2001 Location: orlando florida Age: 40 Posts: 9,662	interest... beleive me im not holding it against them. when i got that card i was not in a position to be handed $1500 of credit and turned loose. paid off now though so i breath better __________________ Black Vtec Prelude-h22a power'd Many dreams come true, and some have silver linings. I live for my dreams and a pocket full of gold.

09-21-2006, 08:47 PM	#5
HondaImpaler Registered User Join Date: Mar 2006 Posts: 235	Most of my profit sharing each year goes to the damned credit card. Paid over 3000$ this year again. shit __________________ Gestating with all the other rats Nurse said that my skin will need a graft I am of pock-marked shapes The vermin you need to loathe

09-22-2006, 06:27 AM	#7
Violent Apathy Registered User Join Date: May 2002 Location: Grafenwoehr, Germany Age: 39 Posts: 1,255	Oh shit, that reminds me... __________________ Black 2007 Mustang GT California Special "There he goes. One of God's own prototypes. Some kind of high powered mutant never even considered for mass production. Too weird to live, and too rare to die." - Hunter S. Thompson, 1937-2005

09-22-2006, 07:30 AM	#8
ebpda9 Repost Wagon Join Date: Dec 2001 Location: over here Age: 44 Posts: 17,266	i know what you mean. mine are almost maxed out for some reason __________________

09-21-2006, 03:05 PM	#2
Grip72 Registered User Join Date: Apr 2002 Location: Calgary, AB Canada Age: 40 Posts: 2,962	how the hell did you let that happen?!

09-21-2006, 04:23 PM	#4
Robert R-Tard Join Date: Oct 2005 Posts: 612	I love credit cards, though I never carry a balance; or cash for that matter. I track all of my purchases, and rewarded for buying on a credit card and have alot more buy protection then if I used cash.

09-22-2006, 01:32 AM	#6
Grip72 Registered User Join Date: Apr 2002 Location: Calgary, AB Canada Age: 40 Posts: 2,962	that's bad.. i'm soo good with my credit card and i have a $3500 limit haa

09-22-2006, 10:48 AM	#10
Grip72 Registered User Join Date: Apr 2002 Location: Calgary, AB Canada Age: 40 Posts: 2,962	i use my credit card strictly for big purchases or purchases that i already have enough cash for if i have $500 in my bank account..i'll put $300 on my credit card worth of purchaes and then just pay off half...then pay some at the minimum...then anothe rbig chunk to finish paying it off

09-22-2006, 06:04 PM	#11
KwikR6 Mind Blowing Join Date: Oct 2001 Location: Cloud 69 Age: 44 Posts: 8,871	I hate using my fucking credit card. i only use it for certian purchases. __________________ I JDM. I My Honda The epitome of stupidity is expressed so fluidly with the shity lyric theory you try to spit at me. I CAN'T WAIT FOR SUMMER!!!

09-22-2006, 09:52 PM	#12
Robert R-Tard Join Date: Oct 2005 Posts: 612	credit cards are great tool. Interest free money for 30 days. If you can learn to master your spend it will open many doors for you. I will ern $1000 this year alone in cash backs from my major use credit card. Playing them smart really pays off.

09-22-2006, 11:45 PM	#13
ChrisCantSkate Thought Police Join Date: Aug 2001 Location: orlando florida Age: 40 Posts: 9,662	yes very true, i made the mistake of getting one while making about $150 a week and not adjusting my budjet properly as i wanted to spend my cash still, and have the CC. i just made the mistake of thinking i could juggle the payments while inceasing my spending without increasing my earnings... lesson learned. a very good one and it was alot cheaper than the same lesson people get with car payments, higher limit CCs and whatnot. if anything i know better how to manage money, debt, and credit __________________ Black Vtec Prelude-h22a power'd Many dreams come true, and some have silver linings. I live for my dreams and a pocket full of gold.

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