paid off...
 

my credit card. thank god i hated citibank for a very long time. now im never getting another one. they ended up with an extra $375 of mine but now i never have to talk to them again.

how the hell did you let that happen?!

interest... beleive me im not holding it against them. when i got that card i was not in a position to be handed $1500 of credit and turned loose. paid off now though so i breath better

I love credit cards, though I never carry a balance; or cash for that matter.

I track all of my purchases, and rewarded for buying on a credit card and have alot more buy protection then if I used cash.

Most of my profit sharing each year goes to the damned credit card. Paid over 3000$ this year again. shit

that's bad.. i'm soo good with my credit card and i have a $3500 limit haa

Oh shit, that reminds me...

i know what you mean. mine are almost maxed out for some reason

i was able to do that for the first 2 or 3 months, then i realized i didnt make as much as i wanted to spend, so i'd only pay minimiums, then the spiral started. im not never going to get a credit card, but im gonna have a real job before i do get another one.

i use my credit card strictly for big purchases or purchases that i already have enough cash for

if i have $500 in my bank account..i'll put $300 on my credit card worth of purchaes and then just pay off half...then pay some at the minimum...then anothe rbig chunk to finish paying it off

I hate using my fucking credit card. i only use it for certian purchases.

credit cards are great tool. Interest free money for 30 days. If you can learn to master your spend it will open many doors for you.

I will ern $1000 this year alone in cash backs from my major use credit card. Playing them smart really pays off.

yes very true, i made the mistake of getting one while making about $150 a week and not adjusting my budjet properly as i wanted to spend my cash still, and have the CC. i just made the mistake of thinking i could juggle the payments while inceasing my spending without increasing my earnings... lesson learned. a very good one and it was alot cheaper than the same lesson people get with car payments, higher limit CCs and whatnot. if anything i know better how to manage money, debt, and credit