Stupid banks! I am sick of them!

I was overdraft in my account 87 cents!! 87 cents! And they charged me an overdraft fee of 22.00!! WTF!? For 87 cents! Can you tell I am mad?! Dude, that is suck B.S.! I called and the lady I talked to was like "Well sir, you should be more carefull about how you spend your money." I responded with "What? Are you my f!@#ing mother?" I am usually good about keeping track of how much money I have and how much I spend. I use my check book, thats what it is for. So maybe I made a slight miscalculation which put me off 87 cents but for them to charge me 22.00! I am so tired of California Federal!