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Old 09-26-2004, 03:08 PM   #1
IALuder
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old enough

am i old enough to file for bankruptcy??
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Old 09-26-2004, 03:10 PM   #2
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you probably dont meet the critieria...but maybe

why? Just wanna dump all the bills?
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Old 09-26-2004, 03:12 PM   #3
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or my life.....
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Old 09-26-2004, 03:20 PM   #4
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uh oh...
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Old 09-26-2004, 08:12 PM   #5
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something buggin ya bro?
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Old 09-26-2004, 09:28 PM   #6
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Just work harder man. You'll get by. Put off modifying your ride for now. I was in your position before. Down to where my ex-wife almost touched my stepson's college fund.....
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Old 09-26-2004, 09:36 PM   #7
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ouch...that sucks dude..i hope everything pans out for you in the end
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Old 09-27-2004, 07:19 AM   #8
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well, i owe my bank 100+, i owe 7000 on my car, i owe my mom 1000.

if i sell my car which im asking 95oo obo on! i can get out of debut. or like mentioned file for bankruptcy and be done with it all. barely getting by doesnt cut it anymore. im 18 god damn it. i should be working 50+ hour to get out this. i have no life what so ever. i sleep all day work all night. i dont eat right my sleeping patterns off. im moving in 2 months and start college at semister. AHHHHHHHHHHHH. i want to quit it all and just start the fuck over.

if i could i kill the basterd who wrecked my civic i wouldnt hesiate. i had that almost paid off. i didnt get jack out that accident.
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Old 09-27-2004, 07:42 AM   #9
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that is not that bad. just pay the 100 that you owe your bank, and start paying on the lude. your mom can wait for the money plus she will understand
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Old 09-27-2004, 07:43 AM   #10
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you havent met my mom, plus college i got to pay for half.
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Old 09-27-2004, 09:21 AM   #11
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join the military
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Old 09-27-2004, 03:00 PM   #12
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Dude, you cant give up that easy. Its just going to get worse if you file bankrupcy. Just start putting all of your free money into paying one thing off at a time, and do go blow it one something else. Before you know it youll be all caught up and in the clear.

Hell wait till you buy a house, and you have two car payments, utilities, wife, and kids, pets, insurance, etc. etc. etc.... Then you'll know what debt is.,
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Old 09-27-2004, 07:40 PM   #13
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hahaha military....sorry but no thanks.

ill try to, but its not looking good.
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Old 09-27-2004, 09:09 PM   #14
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Quote:
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you havent met my mom



you left yourself open on that
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Old 09-27-2004, 09:17 PM   #15
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Just look at it this way, there are people in way worse positions than you are. I don't have AS big of a debt as you are but I still have a pretty big one. I have to work ~30 hours per week during uni, which is manageable but sucks because I hardly get a break. I have my moments where I want ot give up also, everyone does. Try doing something else that makes you happy, like going to the gym, or whatever it is that'll help you pass this. Try looking for a better job. Something...this isn't over yet. And like everyone said, giving up will put you in a worse shithole then you are in now. THEN you'll be crying why you did that.
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Old 09-27-2004, 10:28 PM   #16
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heh, ben, don't feel bad. i have:
8k on a credit card
2.5k on another one
2k on some other credit card
5k school loan
another 5k on the company credit card
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Old 09-27-2004, 10:54 PM   #17
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Quote:
Originally posted by hondaman-iac
heh, ben, don't feel bad. i have:
8k on a credit card
2.5k on another one
2k on some other credit card
5k school loan
another 5k on the company credit card


stefan getting fucked in 17.5k worth of debt=priceless
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Old 09-27-2004, 11:30 PM   #18
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dude...thats really not that much debt...get over it...
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Old 09-28-2004, 02:12 AM   #19
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I dont think that's too much of a debt...it's not that big of a deal man
But i'm drunk....so what do I know
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Old 09-28-2004, 02:58 AM   #20
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Youll get out of it, dont worry. And Dont listen to derek he's drunk..shh
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Old 09-28-2004, 08:41 AM   #21
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lol i never would have guessed hes drunk.

ok think about it im 18 were over 9K in debut at this age?
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Old 09-28-2004, 05:16 PM   #22
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a car payement does not count as debt, neither a home loan, so you are only 100
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Old 09-28-2004, 10:32 PM   #23
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interesting way to look at it........but i still owe more money then i got.
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Old 09-28-2004, 11:12 PM   #24
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Well apparently someone owes you $160..so thats some money.
And debts don't get paid off in 4 days man..you just gotta have paitence and keep working on them...before you know it..poof..all gone.
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Old 09-28-2004, 11:19 PM   #25
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Quote:
Originally posted by hondaman-iac
heh, ben, don't feel bad. i have:
8k on a credit card
2.5k on another one
2k on some other credit card
5k school loan
another 5k on the company credit card
thats nothing. You can look at what i owe, and say"jesus christ im lucky."

15k school loans
200+k House (1.4K a month)
1.5k early aparment termantion (due friday)
24k car
2k on a credit card
and my insurance is $400 a month.

be lucky


Just keep working thru it and youll be fine. And get use to it, unless you become rich and famous you will have bills all your life.

And collect on your $160 or start breaking knees.


*edit* you only have to be 18 to file for it. I would highly recommend against it. It will be on your credit report for at least 7 years, and you are almost guaranteed not to get any kind of a loan.

Last edited by drdingo21 : 09-29-2004 at 12:48 AM.
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Old 09-29-2004, 02:47 PM   #26
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ill get my 160 back oh i will.........let that be a awrning to otakuguy.......
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Old 09-29-2004, 07:08 PM   #27
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what was it for?
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Old 09-29-2004, 08:17 PM   #28
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sexual favors
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Old 09-29-2004, 08:42 PM   #29
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Quote:
Originally posted by drdingo21
thats nothing. You can look at what i owe, and say"jesus christ im lucky."

15k school loans
200+k House (1.4K a month)
1.5k early aparment termantion (due friday)
24k car
2k on a credit card
and my insurance is $400 a month.

be lucky


Just keep working thru it and youll be fine. And get use to it, unless you become rich and famous you will have bills all your life.

And collect on your $160 or start breaking knees.


*edit* you only have to be 18 to file for it. I would highly recommend against it. It will be on your credit report for at least 7 years, and you are almost guaranteed not to get any kind of a loan.


and you have a pretty stable big paying job. i still do construction work and it seems that the season is almost done so i have to figure something quick
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Old 09-29-2004, 09:26 PM   #30
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Youll get out of it, dont worry. And Dont listen to derek he's drunk..shh


wtf derek's always drunk. I think it's time for someone to change the title under his avatar to HST offical drunk or something
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Old 09-29-2004, 09:40 PM   #31
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wtf derek's always drunk. I think it's time for someone to change the title under his avatar to HST offical drunk or something


I believe that title belongs to me. I'm drunk WAYYYYYY more than Derek. Oh...wait...that's not a good thing.
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Old 09-29-2004, 09:43 PM   #32
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lol
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Old 09-29-2004, 10:20 PM   #33
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hahahha,

he owes me 160 for paying for some of his college problems.
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Old 09-29-2004, 10:24 PM   #34
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take his lude as collateral
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Old 09-29-2004, 10:27 PM   #35
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might have to. hold it as interest.
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Old 09-29-2004, 11:15 PM   #36
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Quote:
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I believe that title belongs to me. I'm drunk WAYYYYYY more than Derek. Oh...wait...that's not a good thing.


you drunk bastard
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Old 09-29-2004, 11:29 PM   #37
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wtf derek's always drunk. I think it's time for someone to change the title under his avatar to HST offical drunk or something

Nah....
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Old 09-30-2004, 02:15 AM   #38
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yeah you dont wanna do that cuz youd mess up his chippendale cloud 69 theme
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Quote:
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.."Fer crissakes, Paddy, that's yer air freshener!"
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I'm not white. I'm Canadian.
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Old 09-30-2004, 02:25 AM   #39
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hahah, cant live with chippendales.
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Old 09-30-2004, 02:28 AM   #40
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I always think of chip and dale rescue rangers haha
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