.:HSTuners::

VR4_Craver · 11-09-2003, 07:46 PM

I get a little peice of paper in the mail the other day telling me that my account was overdrawn....not good.

I go to the bank and find that they are charging me 28$ because of that. And the next day i got another saying i own them 87 dollars.....Here i started crying..... But know DAMN IT I AM SO MAD!!!! just needed to vent...bastard bank one

*pdiggitydogg* · 11-09-2003, 09:06 PM

I hate banks...but most of my hate is directed toward National City...my branch specifically............bastards

*ChrisCantSkate* · 11-09-2003, 09:24 PM

i had that problem at the begining of the year... it sucked. 3 days strait just giving the bank a hard time before i herd anything

11-09-2003, 09:43 PM

YOu gotta love how the banks are always open when you need to deposite money, but are always closed when you try to get it back

11-10-2003, 01:10 AM

Wow dude, I so feel your pain. What I find the most annoying is that you can overdraft your account and you can still buy things until you get to a place like a gas station where it will deny your card. This exact thing happened to me a month ago. My old landlord sat on a rent check for like 2 months and I forgot about it. The guy then cashes it, overdrafting my account and the two things that I had bought the day the tard got around to cashing my check eached got a $26 overdraft fee, thank you very much national city.

That is very frustrating, and they aren't even open when I want to deposit money in. I deposit EVERYTHING via the atm. Oh and National City's online banking is virtually useless. You get no deatails on the purchases you made very much unlike what they will tell you in the bank in the remote chance you can make it there when they are open.

Wow, I could go on about banks for a while. I should probably stop though. Sorry, I'm tui here. Hopefully this is readable.

GT40FIED · 11-10-2003, 02:32 AM

The truely sick thing is that's legal. If you withdrew $1 over your balance they can charge you whatever they want for an "over limit" fee. I never signed any papers to the effect that they could do that but apparently they thought it would be ok to charge me $20 if I went even $.01 over. Then they told me to get the overdraw "benefits" taken off I'd have to close my account and start another one. F@ck banks.

ebpda9 · 11-10-2003, 07:24 AM

doesn't national city have like an overdraft protection plan ? i know for like $.99/mo you can get that and you can go below 0 and new deposits will go towards repaying the bank. and when i had my checking acct with them they offeredme that after the first overdrawing.

VR4_Craver · 11-10-2003, 08:29 AM

Bank one is useless they suck i hate them. They too offfered the overdraft protection...and i have it....yet they charge me 28$ A DAY for being overdrawn. I was overdrawn for 3 days before i knew it....I think thazt we need a smiley flipping someone off....

11-10-2003, 09:18 PM

Quicken or Microsoft Money is your friend.

Don't go by what the balance is when you check at the atm, check your balance based on what you have in your register after writing checks/using atm card.

armyguy5 · 11-11-2003, 01:44 AM

yea stuff from iraq is now posting at random and makin my account overdrawn

chris

11-11-2003, 06:52 AM

First rule, don't use Bank1. They are more evil than any other bank I can think of.

Second rule, don't overdraft your account. Yeah it can be tough, especially when somebody sits on a check for a long time and you forget about it.....but that's why you balance everything yourself. In which case you'll know exactly how much money *should* be in the account regardless of what is.....so don't spend what money is there that shouldn't be there.

You can also easily get a PDA and enter things as you buy them using the PDA, then sync up.

b

mylittlecivic · 11-11-2003, 03:01 PM

I havent done the whole bank thing yet, never felt the need im my own banker, at least till i start making money

11-12-2003, 08:20 AM

Quote:

Originally posted by mylittlecivic
I havent done the whole bank thing yet, never felt the need im my own banker, at least till i start making money

Send me your money, I'll be your bank.

b

11-12-2003, 12:38 PM

Bank of America?

mylittlecivic · 11-12-2003, 11:20 PM

Quote:

Originally posted by spoogenet
Send me your money, I'll be your bank.

b

you want a box full of pennies?

11-13-2003, 07:58 AM

Quote:

Originally posted by mylittlecivic
you want a box full of pennies?

Sure, but I'm not paying shipping to get them to me.

b

11-09-2003, 07:46 PM	#1
VR4_Craver Banned Join Date: Sep 2002 Location: The stixx Age: 38 Posts: 1,550	Damn The Bank!! I get a little peice of paper in the mail the other day telling me that my account was overdrawn....not good. I go to the bank and find that they are charging me 28$ because of that. And the next day i got another saying i own them 87 dollars.....Here i started crying..... But know DAMN IT I AM SO MAD!!!! just needed to vent...bastard bank one __________________ me from another forum (im the top geekz0r) the geekz0r (11:03:46 PM): basicly, look at it this way...the 6speed is the same is the 5speed in 2,3,4,5,and 6...only the speeds are different because of the fd the geekz0r (11:04:16 PM): so 2nd pulls like 1st in the 5speed, 3rd is like 2nd, etc. PortugeeTex (11:04:26 PM): so whats 1st like then? the geekz0r (11:04:49 PM): 1st is like hitting a cheeta in the ass with a tazer PortugeeTex (11:04:53 PM): lmfao

11-09-2003, 09:24 PM	#3
ChrisCantSkate Thought Police Join Date: Aug 2001 Location: orlando florida Age: 40 Posts: 9,662	i had that problem at the begining of the year... it sucked. 3 days strait just giving the bank a hard time before i herd anything __________________ Black Vtec Prelude-h22a power'd Many dreams come true, and some have silver linings. I live for my dreams and a pocket full of gold.

11-10-2003, 02:32 AM	#6
GT40FIED Best...mod...ever Join Date: Sep 2001 Location: At the end of the longest line Age: 43 Posts: 7,451	The truely sick thing is that's legal. If you withdrew $1 over your balance they can charge you whatever they want for an "over limit" fee. I never signed any papers to the effect that they could do that but apparently they thought it would be ok to charge me $20 if I went even $.01 over. Then they told me to get the overdraw "benefits" taken off I'd have to close my account and start another one. F@ck banks. __________________ 1984 1/2 Mustang GT350 #842, Faster than you...nuff said Anna Fan Club President/Dictator Someday, in the event that mankind actually figures out what it is that this world actually revoles around, thousands of people are going to be shocked and perplexed that it was not them. Sometimes this includes me. "If you want a vision of the future, imagine a boot stamping on a human face - forever." - George Orwell Welcome to the new Amerika

11-10-2003, 07:24 AM	#7
ebpda9 Repost Wagon Join Date: Dec 2001 Location: over here Age: 44 Posts: 17,266	doesn't national city have like an overdraft protection plan ? i know for like $.99/mo you can get that and you can go below 0 and new deposits will go towards repaying the bank. and when i had my checking acct with them they offeredme that after the first overdrawing. __________________

11-10-2003, 08:29 AM	#8
VR4_Craver Banned Join Date: Sep 2002 Location: The stixx Age: 38 Posts: 1,550	Bank one is useless they suck i hate them. They too offfered the overdraft protection...and i have it....yet they charge me 28$ A DAY for being overdrawn. I was overdrawn for 3 days before i knew it....I think thazt we need a smiley flipping someone off.... __________________ me from another forum (im the top geekz0r) the geekz0r (11:03:46 PM): basicly, look at it this way...the 6speed is the same is the 5speed in 2,3,4,5,and 6...only the speeds are different because of the fd the geekz0r (11:04:16 PM): so 2nd pulls like 1st in the 5speed, 3rd is like 2nd, etc. PortugeeTex (11:04:26 PM): so whats 1st like then? the geekz0r (11:04:49 PM): 1st is like hitting a cheeta in the ass with a tazer PortugeeTex (11:04:53 PM): lmfao

11-09-2003, 09:06 PM	#2
pdiggitydogg Yahoo Watashi wa kattaze! Join Date: May 2002 Location: Meanwhile, up in The D... Age: 41 Posts: 10,579	I hate banks...but most of my hate is directed toward National City...my branch specifically............bastards

11-09-2003, 09:43 PM	#4
cashizslick Posts: n/a	YOu gotta love how the banks are always open when you need to deposite money, but are always closed when you try to get it back

11-10-2003, 01:10 AM	#5
Loki Posts: n/a	Wow dude, I so feel your pain. What I find the most annoying is that you can overdraft your account and you can still buy things until you get to a place like a gas station where it will deny your card. This exact thing happened to me a month ago. My old landlord sat on a rent check for like 2 months and I forgot about it. The guy then cashes it, overdrafting my account and the two things that I had bought the day the tard got around to cashing my check eached got a $26 overdraft fee, thank you very much national city. That is very frustrating, and they aren't even open when I want to deposit money in. I deposit EVERYTHING via the atm. Oh and National City's online banking is virtually useless. You get no deatails on the purchases you made very much unlike what they will tell you in the bank in the remote chance you can make it there when they are open. Wow, I could go on about banks for a while. I should probably stop though. Sorry, I'm tui here. Hopefully this is readable.

11-10-2003, 09:18 PM	#9
DumbMoFo Posts: n/a	Quicken or Microsoft Money is your friend. Don't go by what the balance is when you check at the atm, check your balance based on what you have in your register after writing checks/using atm card.

11-11-2003, 01:44 AM	#10
armyguy5 3rd Gear Join Date: Oct 2002 Location: allendale, mi Age: 41 Posts: 568	yea stuff from iraq is now posting at random and makin my account overdrawn chris __________________ Cold Air Intake, Front Strut Bar, MTX Thunder 6000 10", Gunmetal Altezza Tail Lights, Short Throw Shifter, Factory Side Skirts and Rear lip, JDM front Lip, Thermal R&D stealth exhaust, 16" Rota Slipstreams in Bronze, Alpine CD/MP3/WMA/XM RADIO, Legacy L7M in car video

11-11-2003, 06:52 AM	#11
spoogenet Posts: n/a	First rule, don't use Bank1. They are more evil than any other bank I can think of. Second rule, don't overdraft your account. Yeah it can be tough, especially when somebody sits on a check for a long time and you forget about it.....but that's why you balance everything yourself. In which case you'll know exactly how much money should be in the account regardless of what is.....so don't spend what money is there that shouldn't be there. You can also easily get a PDA and enter things as you buy them using the PDA, then sync up. b

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11-12-2003, 12:38 PM	#14
pbateson Posts: n/a	Bank of America?