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Hmmm, even more numbers to call in the next couple months to shop around.
So has anybody made claims with or without satisfaction from their companies?
USAA pissed me off recently. My dad's truck got a gigantic crack in the windshield from a small rock, the crack travelled across the entire windshield within a couple of weeks. The dealer claimed that it's not in any way due to manufacturing defect, so he's on his own to replace it. Then two weeks later his Passport gets the driver's window busted out....so now 2 vehicles need window work in 2 weeks. They've got $500 deductable.....and USAA forces them to make 2 separate claims and pay $500 for each....thus they ended up getting $250 from USAA in the end after repairs.
Now if they were people to make claims frequently, this wouldn't bother me so much....but they've been on USAA for at least a good 20 years and only spent 1 year of that non on USAA. This is maybe their third claim in the entire time, maybe even only the 2nd time....I'm not sure, but no more than 3rd (assuming the 2 windows are 1 claim). USAA coulda at least worked with them considering the thousands my parents have paid over the years. Those bastards.
My best friends parents only pay for liability basically, and they just save the money so they can cover anything comprehensive or collision out of pocket. I'm thinking of going the same route.....when I can afford it a little bit more. But if I were to have too much damage to my baby now, I'd be flat outta luck.
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