OK, sorry if I scared you off, that wasn't my intention. Hondas are extremely reliable if you take care of them. If the timing belt snaps, it can do enough damage to just warrant getting a new engine, which can run you $1200-$1500 installed for the same Accord engine. You can chance it if you want to, and chances are you'll be totally fine. I wouldn't personally take that chance though. Try to bargain and get $500 taken off to do the service...
And don't worry about the bumper damage... shouldn't be a big deal.
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1994 Accord EX coupe
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