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^ ding ding ding.
No matter how you get rid of the SI you are going to lose money.
Try shopping around for your insurance. I can't be worse than what I was paying. When I first got my 04 Accord, I was paying $586 a month. Rode it out until it dropped down to $384 a month (last 3 months) and then switched companies and now pay 198 a month.
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