Dude, you cant give up that easy. Its just going to get worse if you file bankrupcy. Just start putting all of your free money into paying one thing off at a time, and do go blow it one something else. Before you know it youll be all caught up and in the clear.
Hell wait till you buy a house, and you have two car payments, utilities, wife, and kids, pets, insurance, etc. etc. etc.... Then you'll know what debt is.,
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Racing Rice
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