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I'm really bad with money. I make close to $4k a month for being an E-6 in the Navy (11yrs). My civic is paid off, but I have a freaking over $10k loan from creditors and banks combined. I also pay $940 a month on a single bedroom apartment, utilities, insurance, blah blah blah....... overall, I'm strugglin. For the most part, what gets me through is patience. I wait and do long term researches before I buy upgrades for my car. I frequent junkyards like ShagginJet and sell stuff all over the place. I also have some connections who gives me free stuff for helping them work on their car. The best money saver out there is to install your own modification. Labor cost is a biatch!
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