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when my friend got a tv/dvd player in his bmw, i asked if what if the car was stolen. does insurance cover that. he didnt know and was curious so he asked his insurance company. the rep there said that anything he buys for the car and is installed is covered. he would just have to provide receipts and whatnot. so he keeps his receipts and has actually taken pics of all his mods on/in the car. hope that helps
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